The Impact of Cognitive versus Affective Aspects on Consumer Usage of Financial Service Delivery Channels



Figure 1: Model of consumers’ usage frequency decision of service delivery channels

Affective

Affective Determinants

Enjoyment with technology

A number of researchers have approached the issue of how consumers deal emotionally with
technology, namely self-service interfaces. Langeard, Bateson, Lovelock, and Eiglier (1981)
found that some people enjoy playing with machines and suggested that these people may
prefer self-service options. Dabholkar (1996) found a positive relationship between expected
enjoyment from using a technology-based self-service option and expected service quality.
Meuter, Ostrom, Bitner, and Roundtree (2003) suggested that customers have to feel
comfortable with technology in order to use a self-service technology option and that the



More intriguing information

1. The name is absent
2. A MARKOVIAN APPROXIMATED SOLUTION TO A PORTFOLIO MANAGEMENT PROBLEM
3. The name is absent
4. A Rare Case Of Fallopian Tube Cancer
5. Distortions in a multi-level co-financing system: the case of the agri-environmental programme of Saxony-Anhalt
6. Before and After the Hartz Reforms: The Performance of Active Labour Market Policy in Germany
7. Improvements in medical care and technology and reductions in traffic-related fatalities in Great Britain
8. EMU's Decentralized System of Fiscal Policy
9. Understanding the (relative) fall and rise of construction wages
10. Elicited bid functions in (a)symmetric first-price auctions