A simple enquiry on heterogeneous lending rates and lending behaviour



Lend. rates to loan size class "c4" by area from
average-sized banks

20 -1


15

10

5

φ

u>
φ

ra

□ area 2

□ area 3

□ area 4

IHlarea 5

31/03/90

31/03/94

31/03/98


■ area 1


■ area 6


Lend. rates to loan size class "c4" by area from
small and minor banks


Lend. rates to loan size class "c5" by area from
large and major bank


Lend. rates to loan size class "c5" by area from
average-sized banks


12




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