Barry and Ellinger
Loan Pricing and Farm Performance 55
credit scoring mechanism and the pricing in-
tervals also could occur in order to tailor the
modeling approach to different farm situations
and different types of lenders. In any case, in-
cluding credit-scored pricing in farm planning
models and in loan analysis is an important
step that is consistent with the emerging prac-
tices of agricultural lenders.
[Received June 1988; final revision
received November 1988.}
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