Table 2
Summary Statistics (1990-96)
|
Average |
Minimum |
Maximum | |
|
Current account rate |
6.01 |
1.98 |
10.79 |
|
CD interest rate (%) |
9.19 |
1.12 |
14.50 |
|
Savings account interest rate |
5.95 |
1.00 |
11.27 |
|
Deposits interest rate (%) |
7.02 |
2.72 |
10.97 |
|
Herfindahl index |
0.18 |
0.06 |
0.46 |
|
Concentration ratio (R3,%) |
62.0 |
33.0 |
96.0 |
|
Branches per province |
264 |
11 |
1834 |
|
Banks per province |
25 |
4 |
115 |
|
Costs/total assets (%) |
2.75 |
0.58 |
5.12 |
|
Staff costs per employee |
51797 |
34119 |
82894 |
|
(euro) | |||
|
Per capita provincial income (in |
25.7 mil. |
11mil. |
43mil. |
|
lire) |
|
Correlations |
(1990-99) | |||
|
Herfindahl |
R3 |
Branches per |
Banks per | |
|
province |
province | |||
|
Herfindahl index |
1 | |||
|
R3 |
0.83 |
1 | ||
|
Branches per provinces |
-0.30 |
-0.33 |
1 | |
|
Banks per province |
-0.37 |
-0.38 |
0.66 |
1 |
|
Costs/total assets |
-0.04 |
-0.01 |
-0.08 |
-0.02 |
|
Staff costs per employee |
0.01 |
-0.01 |
0.08 |
-0.04 |
|
Costs/total assets |
Staff costs per | |||
|
employee | ||||
|
Costs/total assets |
1 | |||
|
Staff costs per employee |
-0.15 |
1 | ||
Summary Statistics for the Five Italian Macroregions: 1990-1999
(number of observations and average values of the variables)
|
NorthWest |
NorthEast |
Center |
South |
Islands |
Italy | |
|
Number of observations |
2980 |
2899 |
2117 |
1689 |
876 |
10561 |
|
Deposits’ interest rate (%) |
5.92 |
5.88 |
5.74 |
5.52 |
5.45 |
5.77 |
|
Herfindahl index |
0.17 |
0.22 |
0.21 |
0.18 |
0.24 |
0.20 |
|
Concentration ratio |
59.7 |
68.1 |
67.1 |
60.2 |
67.3 |
64.2 |
|
Banks per province |
27.3 |
27.4 |
25.7 |
16.4 |
14.1 |
24.3 |
29