No 819 RAINE HERMANS - TERTTU LUUKKONEN, Findings of the ETLA Survey on Finnish Bio-
technology Firms. 10.09.2002. 30 p.
No 820 ARI HYYTINEN - OTTO TOIVANEN, Do Financial Constraints Hold Back Innovation and
Growth? Evidence on the Role of Public Policy. 17.09.2002. 31 p.
No 821 KARI E.O. ALHO, Stbilization Inside and Outside EMU. 27.09.2002. 20 p.
No 822 HANNU PIEKKOLA, From Creative Destruction to Human Capital Growth: Wage Dispersion
Effects in Finland. 27.09.2002. 20 p.
No 823 ARI HYYTINEN - OTTO TOIVANEN, Misuse and Non-use of Information Acquisition
Technologies in Banking. 11.10.2002. 14 p.
No 824 HELI KOSKI - TOBIAS KRETSCHMER, Entry, Standards and Competition: Firm Strategies
and The Diffusion of Mobile Telephony. 14.10.2002. 36 p.
No 825 PEKKA SULAMAA - MIKA WIDGRÉN, EU-Enlargement and the Opening of Russia: Les-
sons from the GTAP Reference Model. 15.10.2002. 24 p.
No 826 JUHA M. ALHO, The Population of Finland in 2050 and Beyond. 11.11.2002. 28 p.
No 827 JUKKA JALAVA, The Production and Use of ICT in Finland, 1975-2001. 21.10.2002. 23 p.
No 828 ARI HYYTINEN - TUOMAS TAKALO, Enhancing Bank Transparency: A Re-assessment.
23.10.2002. 23 p.
No 829 REIJO MANKINEN - PETRI ROUVINEN - PEKKA YLÀ-ANTTILA, Palveluiden tuottavuus
- kilpailu ja teknologia muuttavat rakenteita. 31.10.2002. 49 s.
No 830 PEKKA MANNONEN, The Strategic Response of Banks to an Exogenous Positive Information
Shock in the Credit Markets. 31.10.2002. 16 p.
No 831 JYRKI ALI-YRKKO - PEKKA YLÀ-ANTTILA, Paakonttorien sijainti, kansainvâlistyminen
ja verotus. 05.11.2002. 38 s.
No 832 ARI HYYTINEN - LOTTA VÀÀNÀNEN, Government Funding of Small and Medium-sized
Enterprises in Finland. 06.11.2002. 50 p.
No 833 TUOMAS MOTTONEN, Idânkaupan ennusteet 1987-1991. 11.11.2002. 88 s.
No 834 MARKKU STENBORG, Economics of Joint Dominance. 21.11.2002. 24 p.
No 835 RAINE HERMANS - ANTTI-JUSSI TAHVANAINEN, Ownership and Financial Structure of
Biotechnology SMEs: Evidence from Finland. 12.12.2002. 41 p.
No 836 MARIANNE PAASI, Economics of Collective Benchmarking - Learning in Research and In-
novation Policy. 12.12.2002. 18 p.
No 837 KARI E.O. ALHO, Kannattaako tulopolitiikkaa jatkaa? 30.12.2002. 22 s.
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