E L I N K E I N O E L A M A N T U T K I M U S L A I T O S (ETLA)
THE RESEARCH INSTITUTE OF THE FINNISH ECONOMY
Lonnrotinkatu 4 b, FIN-00120 Helsinki
Puh./Tel. (09) 609 900
int. 358-9-609 900
http://www.etla.fi
Telefax (09) 601753
int. 358-9-601 753
KESKUSTELUAIHEITA - DiSCUSSiON PAPERS iSSN 0781-6847
No 812 ARI HYYTINEN - MIKA pajarinen, Small Business Finance in Finland. A Descriptive
Study. 25.06.2002. 59 p.
No 813 ARI HYYTINEN - MIKA PAJARINEN, Financing of Technology-Intensive Small Businesses:
Some Evidence on the Uniqueness of the ICT Industry. 29.07.2002. 22 p.
No 814 ARI HYYTINEN - OTTO TOIVANEN, Does Distance Matter in Deposit Supply? A Bank-
level Study. 30.07.2002. 14 p.
No 815 ERKKI KOSKELA - MARKKU OLLIKAINEN, Optimal Forest Taxation under Private and
Social Amenity Valuation. 13.08.2002. 23 p.
No 816 TARMO VALKONEN, Demographic Uncertainty and Taxes. 21.08.2002. 20 p.
No 817 ANTTI KAUHANEN - HANNU PIEKKOLA, Profit Sharing in Finland: Earnings and Produc-
tivity Effects. 03.09.2002. 18 p.
No 818 ISMO LINNOSMAA - RAINE HERMANS - TARU KARHUNEN, Price-Cost Margin in the
Pharmaceutical Industry: Empirical Evidence from Finland. 03.09.2002. 20 p.
No 819 RAINE HERMANS - TERTTU LUUKKONEN, Findings of the ETLA Survey on Finnish Bio-
technology Firms. 10.09.2002. 30 p.
No 820 ARI HYYTINEN - OTTO TOIVANEN, Do Financial Constraints Hold Back Innovation and
Growth? Evidence on the Role of Public Policy. 17.09.2002. 31 p.
No 821 KARI E.O. ALHO, Stabilization Inside and Outside EMU. 27.09.2002. 20 p.
No 822 HANNU PIEKKOLA, From Creative Destruction to Human Capital Growth: Wage Dispersion
Effects in Finland. 27.09.2002. 20 p.
No 823 ARI HYYTINEN - OTTO TOIVANEN, Misuse and Non-use of Information Acquisition
Technologies in Banking. 11.10.2002. 14 p.
No 824 HELI KOSKI - TOBIAS KRETSCHMER, Entry, Standards and Competition: Firm Strategies
and The Diffusion of Mobile Telephony. 14.10.2002. 36 p.
No 825 PEKKA SULAMAA - MIKA WIDGRÉN, EU-Enlargement and the Opening of Russia: Les-
sons from the GTAP Reference Model. 15.10.2002. 24 p.
No 826 JUHA M. ALHO, The Population of Finland in 2050 and Beyond. 11.11.2002. 28 p.
No 827 JUKKA JALAVA, The Production and Use of ICT in Finland, 1975-2001. 21.10.2002. 23 p.
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5. Luce Irigaray and divine matter
6. Picture recognition in animals and humans
7. A Bayesian approach to analyze regional elasticities
8. New urban settlements in Belarus: some trends and changes
9. Credit Market Competition and Capital Regulation
10. Fertility in Developing Countries