A simple enquiry on heterogeneous lending rates and lending behaviour

Lending rates to loan size class “c3” in area 4

□ large and major
banks

□ average-sized
banks

■ small and minor
banks

Lending rates to loan size class “c3” in area 5

Lending rates to loan size class “c3” in area 6

Lending rates to loan size class “c4” in area 1

31/03/90    31/03/94    31/03/98