Self-Help Groups and Income Generation in the Informal Settlements of Nairobi



Table 3: Dependence on group for income

Dependent variable: % of total income coming from group

[1]          [2]          [3]          [4]

Female

11.44** 11.06**

(4.84) (4.84)

12.35**
(5.05)

11.14**
(5.06)

Married

-1.58   -1.39

-1.39

-.80

(2.97) (2.92)

(3.00)

(3.08)

Age

-1.05   -1.05

-.94

-.34

(.73)    (.73)

(.54)

(.74)

Age squared

.011    .012

.011

.005

(.008) (.008)

(.008)

(.009)

Educ1-8

-3.88   -4.05

-5.21

-6.84

(4.52) (4.54)

(4.81)

(4.94)

Educ Form1-4

-4.72   -5.14

-6.70

-9.45*

(5.11) (5.19)

(5.39)

(5.50)

Educ Advanced

-7.84   -8.02

-9.51

-12.34

(10.55) (10.37)

(10.50)

(9.71)

# years in group

-.53

-.48

-.60

(2.14)

(2.17)

(2.17)

(# years in group)^2

-.07

-.07

-.06

(.16)

(.16)

(.16)

# years resident

.266

.24

.19

(.191)

(.20)

(.21)

Kikuyu

2.70

1.68

(7.62)

(7.47)

Luo

8.09

7.43

(6.05)

(6.02)

Kamba

5.62

5.86

(6.35)

(6.35)

Dominant language

-3.06

-1.75

(6.87)

(6.81)

ln Income before group

-1.26**

(.46)

Constant

96.06** 94.90**

91.29**

87.69**

(14.77) (15.05)

(15.39)

(15.44)

No. obs.

^^299    299-

299

-296

Adj. R2_________________

.60      .60

.60

.61

Notes: Table reports estimated OLS coe‰ients. Robust standard errors in parenthesis.

* denotes significance at the 10 percent level, ** at the 5 percent level.

All regressions include GROUP fixed effects.

25



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