Self-Help Groups and Income Generation in the Informal Settlements of Nairobi



Table 6: Borrowing from group vs. members

Source = whole group

[1]

[2]

Group profits per capita(a)

-.160**

-.168**

(.076)

(.068)

Avg wealth of group members(a)

.079

.136

(.142)

(.180)

Ethnic fragmentation

.108

1.35

(1.79)

(1.75)

Educ. fragmentation

2.78

2.74

(3.00)

(2.94)

Residence fragmentation

-1.24

-1.21

(1.22)

(1.15)

Gini wealth

3.45

-1.56

(6.04)

(8.89)

Gini income from group

-4.01**

(1.92)

Gini income from grpj grp profits>0

-.811

(2.30)

Gini income from grpj grp profits60

-5.94**

(2.61)

Source = indiv. group member

Group profits per capita(a)

.219**

.154

(.091)

(.095)

Avg wealth of group members(a)

.108

.207

(.151)

(.176)

Ethnic fragmentation

-4.09

-2.74

(3.80)

(3.70)

Educ. fragmentation

-4.07

-2.59

(5.46)

(5.18)

Residence fragmentation

-1.87

-.390

(1.95)

(2.02)

Gini wealth

-3.56

-10.30

(6.28)

(8.27)

Gini income from group

-3.14

(2.93)

Gini income from grpj grp profits>0

1.42

(3.97)

Gini income from grpj grp profits60

-11.01

(7.01)

No. obs.

247

247

Pseudo R2

.36

.37

29



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