Global Excess Liquidity and House Prices - A VAR Analysis for OECD Countries



Response of P to MSW


Response of M to MSW


Response of MSW to IS

Figure 5: Impulse response analysis; model with house prices and stocks


Response of MSW to M


with respect to money demand. As rising share prices contribute to wealth, and with
money demand depending more on wealth than on income, this effect makes sense
from a theoretical perspective.
17 Note that these results are robust to an estimation
of the model in which only share prices and not the house price index are included.

We propose at least two possible interpretations for our finding that stock prices
do not react to monetary conditions. Either share prices are difficult to model ade-
quately within a standard macroeconomic framework or they are mainly determined
by fundamental criteria like future cash flow expectations or price earnings ratios
assuming that the latter are independent from monetary policy. Thus, the special
role we found for house prices among asset prices in our theoretical considerations
is clearly confirmed in our empirical investigation.

17See European Central Bank (2007) for some recent empirical findings that show a close link
between money and wealth in the Euro area.

22



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