Chapter 2
Background and Literature Review
In this chapter, we introduce the background and related history of regulations on
United States’ insurance industry that elicited our research topic. We also introduce
concepts and methods in statistics that are used in our proposed method.
Section 2.1 presents the financial background and related literature review. Several
statistical definitions and methods are given in Section 2.2. Sections 2.3 and 2.4
introduce survival analysis and copula function, respectively. The literature review
of regression survival analysis is covered in Section 2.5.
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