D) A BRIEF SUMMARY OF DESCRIPTIVE STATISTICS
MEAN AND VARIANCE OF THE INTEREST RATES SET ON AVERAGE BY THE
BANKS OF VARIOUS SIZE FOR THE VARIOS SIZE CLASSES OF LOAN CREDITS
IN ALL THE GEOGRAPHIC AREAS
loans from I1 to c1 |
loans from I2 to c1 |
loans from I3 to c1 | |
average interest rate for c1 for all the |
16.86705 |
16.52475 |
15.91545 |
variance for c1 for all the areas |
2.541764 |
2.170026 |
3.577675 |
loans from I1 to c3 |
loans from I2 to c3 |
loans from I3 to c3 | |
average interest rate for c3 for all the |
15.60936 |
15.15257 |
14.89092 |
variance for c3 for all the areas |
4.048736 |
3.552005 |
4.42039 |
loans from I1 to c4 |
loans from I2 to c4 |
loans from I3 to c4 | |
average interest rate for c4 for all the |
15.16653 |
14.72696 |
14.27933 |
variance for c4 in all the areas |
3.9862 |
3.599013 |
4.3118 |
loans from I1 to c5 |
loans from I2 to c5 |
loans from I3 to c5 | |
average interest rate for c5 in all the |
12.85701 |
12.54965 |
12.55033 |
variance for 5 in all the areas |
4.734899 |
4.039671 |
4.500353 |
N.B. mean and variance referred to the size class “c1” cannot be compared with the other because it refers to a
different and shorter observation period, where the interest rates have been, on average, higher.
MEAN AND VARIANCE OF THE INTEREST RATES SET ON AVERAGE BY THE
BANKS OF VARIOUS SIZE FOR THE VARIOS SIZE CLASSES OF LOAN CREDITS
IN AREA 1
all bank size from I1 from I2 from I3
average interest |
15.7431 |
15.95678 |
15.72506 |
15.54746 |
var. for c1 in a1 |
1.979536 |
2.012298 |
2.008203 |
2.002315 |
average interest |
14.40492 |
14.78237 |
14.26627 |
14.16611 |
var. for c3 in a1 |
3.162326 |
3.204932 |
3,.63162 |
2.990966 |
average interest |
13.93973 |
14.31103 |
13.84119 |
13.66697 |
var. for c4 in a1 |
3.288572 |
3.181843 |
3.54873 |
3.111772 |
average interest |
11.93172 |
11.99015 |
12.01479 |
11.79021 |
var. for c5 in a1 |
3.848068 |
4.354332 |
3.788413 |
3.610673 |
N.B. mean and variance referred to the size class “c1” cannot be compared with the other because it refers to a
different and shorter observation period, where the interest rates have been, on average, higher.
32
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