The name is absent



Table 5: Change in probability of having Joined Because of LHC
compared with having Joined Prior for changes in the levels of
the LHC index individual.

Level

Reference level

(LHC index

individual)_____________

Change in
probability
______
LHC

Change in
probability
Joined Prior

Female

Male

-0.042

0.049

No children

1 child

-0.032

-0.009

3 children

-0.083

0.077

Youngest Child < 5 yrs

Youngest Child 5-14

-0.041

0.047

Age 50

Age 40

-0.081

0.115

Age 32

0.026

-0.064

Age 29#

-0.132

-0.132

Regional Australia

Major city

0.034

-0.046

Australian born Non-English

Born Australia

0.063

-0.079

speaking background

English speaking only

Born Asia/Oceania Non-

0.094

-0.202

English speaking background

Born Africa/Middle East Non-

-0.063

-0.034

English speaking background

Wages $0

$100,000

-0.078

-0.146

Wages $20000

-0.047

-0.102

Wages $40000

-0.024

-0.066

Wages $60000

-0.009

-0.037

Wages $80000

-0.001

-0.016

Wages $120000

-0.002

0.012

Wages $140000

-0.006

0.024

Wages $160,000

-0.011

0.034

Partners wages $40,000

-0.018

0.037

Partners wages $60,000

$0

-0.030

0.053

Partners wages $80,000

-0.042

0.069

Partners wages $100,000

-0.054

0.084

Partners wages $120,000

-0.066

0.099

Partners wages $140,000

-0.079

0.113

Partners wages $160,000

-0.091

0.127

Couple’s financial assets

No financial assets

-0.025

0.059

(neg) < -$20,000

Couple’s financial assets

-0.172

0.212

(pos) $80,000-$100,000

No family illness/disability

Recent family illness

-0.049

0.032

Just married~

Not recently married

-0.145

0.048

Just getting by financially

Very prosperous

0.076

-0.083

Lost job last 12 months

Not lost job last 12

-0.080

0.040

months

No exercise

3 times weekly

-0.070

0.050

# Base = LHC Index no children

~ Base = LHC Index age 32 no children

16



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