Table 4a: Characteristic of index individuals for Joined 2000
Because of LH, Joined After 2000 and Left After 2000 and
probabilities of each PHI choice
|
Variable |
LHC index individual |
Joined After index |
Left After index |
|
Age |
40 years old |
29 years old |
35 years old |
|
Sex |
Male |
Male |
Female |
|
Region |
Major city |
Major city |
Major city |
|
Relationship |
Partner |
Partner |
Partner |
|
Disability |
No disability |
No disability |
No disability |
|
Language |
English only |
English only |
English only |
|
Occupation |
Professional |
Professional |
Service worker |
|
Qualifications |
Tertiary |
Diploma |
Diploma |
|
Country of birth |
Australia |
Australia |
Australia |
|
Individual wages |
$100,000 |
$60,000 |
$50,000 |
|
Partner’s wage |
Partner's wages $0 |
Partner's wages $60,000 |
Partner’s wages |
|
Individual benefit |
$0 |
$0 |
$0 |
|
Individual financial |
No financial assets |
No financial assets |
Positive financial |
|
Partner’s financial |
No financial assets |
No financial assets |
$0 |
|
Change in household |
$20,000 increase in |
$25,000 increase in |
$40,000 decrease in |
|
wages 2001 to 2002 |
household wages |
household wages |
household wages |
|
Change in household |
No change in household |
No change in household |
$10,000 increase in |
|
benefits 2001 to 2002 |
benefits |
benefits |
household benefits |
|
Change in household |
$50,000 increase in |
$40,000 increase in |
No change in |
|
financial assets 2001 to |
household financial |
household financial |
household financial |
|
2002 |
assets |
assets |
assets |
|
Married previous 12 |
Not recently married |
Not recently married |
Not recently married |
|
Family illness or injury |
Recent family illness |
Recent family illness |
Recent family illness |
|
Lost a job Previous 12 mths |
Has not lost a job |
Lost a job |
Lost a job |
|
Financially worse |
Not financially worse the |
Not financially worse the |
Financially worse the |
|
previous 12 mths |
last 12 mths |
last 12 months |
last 12 mths |
|
No of resident children |
1 child |
No children |
3 children |
|
Age of youngest |
Youngest child 5-14 yrs |
Youngest child < 5 yrs | |
|
Regular smoker |
Non-smoker |
Non-smoker |
Smoker |
|
Financial risk behaviour |
Takes average financial |
Takes average financial |
Takes no financial risk |
|
Self-assessed |
Considers self very |
Considers self very |
Considers self poor |
|
prosperity |
prosperous |
prosperous | |
|
Exercise |
Exercises 3 times weekly |
Exercises less than |
Exercises less than |
|
Probabilities of each private health insurance choice alternative estimated from multinomial | |||
|
Joined Prior |
0.555 |
0.443 |
0.252 |
|
Joined because of LHC |
0.380 |
0.081 |
0.012 |
|
Joined After |
0.039 |
0.409 |
0.004 |
|
Left After |
0.008 |
0.033 |
0.459 |
|
Left Prior |
0.007 |
0.020 |
0.247 |
|
Never |
__________0.010_________ |
__________0.015_________ |
_________0.012________ |
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