Table 6: Change in probability of having Joined After 2000
compared with having Joined Prior for changes in the levels of
the Joined After index individual.
Level |
Reference level |
Change in After |
Change in Joined _______Prior |
Born Asia/Oceania NESB |
Aust ESB |
0.238 |
-0.240 |
Born Africa/Middle East NESB |
0.120 |
-0.120 | |
Born Europe NESB |
0.158 |
-0.158 | |
Australian born non-English speaking background |
English speaking |
0.074 |
-0.084 |
Disability or long-term illness |
No disability |
0.052 |
-0.045 |
1 child |
no children |
-0.128 |
0.118 |
Single ~ |
With partner |
0.041 |
-0.027 |
Age 25 years |
age 29 years |
-0.042 |
0.035 |
Age 40 years |
age 29 years |
-0.275 |
0.200 |
Age 50 years |
age 29 years |
-0.353 |
0.326 |
positive financial assets $30-$40k |
assets |
-0.125 |
0.160 |
positive financial assets > $50k |
-0.183 |
0.237 | |
negative financial assets < -$20k |
-0.113 |
0.123 | |
Wages $0 |
$60,000 |
-0.027 |
-0.083 |
Wages $40,000 |
-0.004 |
-0.025 | |
Wages $100,000 |
-0.003 |
0.033 | |
Wages $140,000 |
-0.013 |
0.056 | |
Wages $180,000 |
-0.025 |
0.078 | |
Wages $220,000 |
-0.038 |
0.100 | |
Partner’s wages $0 |
$60,000 |
-0.014 |
-0.090 |
Partner’s wages $160,000 |
-0.037 |
0.095 | |
Increase benefits $10,000 2001 to 2002 |
No increase |
-0.075 |
0.020 |
Tertiary qualification |
Diploma |
0.037 |
-0.036 |
school only |
diploma |
0.081 |
-0.080 |
Manager |
Professional |
-0.043 |
0.047 |
Trade |
-0.062 |
0.024 | |
Service |
-0.063 |
-0.002 | |
Clerk |
-0.053 |
0.048 | |
Not lost job last 12 months |
Lost job last 12 |
-0.073 |
0.027 |
Financially worse off last 12 months |
Not financially | ||
months |
-0.120 |
0.032 | |
Takes high financial risks |
Takes average |
-0.010 |
0.020 |
Takes no financial risks |
-0.030 |
0.071 | |
No exercise |
< 1 weekly |
-0.064 |
0.062 |
~ base = Index individual, partner’s wages $0
17
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