The Impact of Individual Investment Behavior for Retirement Welfare: Evidence from the United States and Germany



function Vt(Wt).26 Finally, the problem is rolled back to the preceding period.

26 The fitting algorithm used here guarantees that the relative risk aversion displayed by the
optimal decisions
αti(Wti), Cti (Wti) is inherited to the continuous approximation of the
value function
Vt(Wt).

40



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