Has Competition in the Japanese Banking Sector Improved?

Table 2. Descriptive Statistics

City banks

Variables	_____Mean	Standard Deviation	Minimum	Maximum
R	756262	542198	117803	2941256
P	0.059	0.020	0.020	0.105
C	205908	112701	38034	525323
q	14984300	11363200	1453931	43751900
d	17077500	11938000	1734864	46946000
r^d	0.041	0.017	0.001	0.101
w	8.404	2.738	3.135	15.126
ASL	111.432	354.046	8.224	2185.624
SMSF	0.478	0.133	0.040	0.785
OPL	0.740	0.086	0.190	0.945
Number of Observations		_______318

Regional banks

Variables	____Mean	Standard Deviation	Minimum	Maximum
R	47311	49299	2209	632901
P	0.058	0.019	0.005	0.094
C	20636	17365	817	128085
q	962380	1070126	25922	9040438
d	1229090	1340053	31388	9814217
_rd	0.031	0.015	0.002	0.060
w	6.278	1.951	1.167	11.899
ASL	12.079	5.389	3.384	51.748
SMSF	0.796	0.118	0.156	1.894
OPL	0.684	0.082	0.203	0.901
Number of Observations		3441

Note: Refer to the main text for a definition of the variables. R, C, q, d, w, and ASL are measured
in one million yen. P, r^d , SMSF, and OPL are ratios.

25

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