Females
Males
Percentile of the lifetime earnings distribution
By the same token, the value of the government subsidy (expressed as a proportion of
the face value of the loan in Figure 4b and Table , column b) is strongly decreasing in
income, ranging from around 60% for the lowest lifetime-earning women, to around
15% for the highest earning women (with the average across all women at around
25%). For men the range of taxpayer subsidy is narrower, at around 27% for the
lowest earning men, and 12% for the highest earners (with the average subsidy at
around 17%).
Figure 4b. Subsidy as percentage of loan under the new HE system
16
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