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Chapter 4

Application: How Does the 1999
Gramm-Leach-Bliley Act Impact
the Survival of Insurance
Companies?

In this chapter, the methodology developed in Chapter 3 is applied to the real insur-
ance company survival data. We also compare the performance of our method to the
performance of the conventional Coxph method.

Section 4.1 lays out the framework for the application and explains the two sce-
narios that we are investigating. Section 4.2 introduces the data source and structure.
Sections 4.3 and 4.4 show how covariates are determined and present results of the

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