Table 1: Summary Statistics
|
All |
Control (2) |
Treatment (3) |
Marketing (4) |
F statistic (5) | |
|
Total |
3,125 |
803 |
1,553 |
769 | |
|
Completed baseline survey |
1,776 |
469 |
842 |
465 | |
|
Completed follow-up survey |
1,629 |
428 |
771 |
430 | |
|
Baseline | |||||
|
Female, proportion |
0.595 |
0.624 |
0.601 |
0.558 |
0.136 |
|
Married, proportion |
0.773 |
0.806 |
0.767 |
0.753 |
0.151 |
|
Household decision making power index 1 |
1.209 |
1.225 |
1.220 |
1.171 |
0.190 |
|
(0.422) |
(0.423) |
(0.416) |
(0.432) | ||
|
Household decision making power index 2 |
0.004 |
0.024 |
0.019 |
-0.045 |
0.480 |
|
(0.812) |
(0.799) |
(0.808) |
(0.834) | ||
|
Household decision making power index 1 (married female) |
1.264 |
1.288 |
1.271 |
1.220 |
0.275 |
|
(0.401) |
(0.385) |
(0.399) |
(0.424) | ||
|
Household decision making power index 2 (married female) |
0.026 |
0.091 |
0.036 |
-0.076 |
0.167 |
|
(0.799) |
(0.739) |
(0.803) |
(0.856) | ||
|
Total savings at Green Bank, MIS |
509.974 |
536.489 |
504.440 |
493.505 |
0.423 |
|
(506.408) |
(515.373) |
(500.692) |
(507.773) | ||
|
Total household savings |
5428.758 |
5894.524 |
5764.304 |
4363.517 |
0.262 |
|
(15781.820) |
(16279.700) |
(18305.750) |
(8852.169) | ||
|
Total household informal savings |
967.125 |
968.960 |
1078.983 |
764.733 |
0.531 |
|
(4641.664) |
(5697.623) |
(4988.806) |
(2171.288) | ||
|
Savings in shared accounts (client is not the principal user) |
211.739 |
335.801 |
202.528 |
104.767 |
0.475 |
|
(2784.990) |
(3533.014) |
(2885.735) |
(1426.876) | ||
|
Formal savings of other household members |
1212.963 |
1143.356 |
1445.227 |
865.791 |
0.415 |
|
(7365.828) |
(7212.905) |
(8639.445) |
(4462.855) | ||
|
Followup | |||||
|
Household decision making power index 1 |
1.103 |
1.090 |
1.117 |
1.093 |
0.270 |
|
(0.286) |
(0.289) |
(0.285) |
(0.282) | ||
|
Household decision making power index 2 |
-0.001 |
-0.048 |
0.040 |
-0.027 |
0.203 |
|
(0.775) |
(0.799) |
(0.766) |
(0.763) | ||
|
Household decision making power index 1 (married female) |
1.168 |
1.140 |
1.193 |
1.152 |
0.068 |
|
(0.273) |
(0.266) |
(0.270) |
(0.284) | ||
|
Household decision making power index 2 (marriedd female) |
0.079 |
-0.003 |
0.159 |
0.017 |
0.036 |
|
(0.779) |
(0.773) |
(0.771) |
(0.789) |
Standard deviations are reported in the parentheses. Household decision making power indices are composed from answers to "Who decides"
on the following 9 domains: what to buy at the market, expensive purchases, giving assistance to family members, family purchases,
recreational use of the money, personal use of the money, number of children, schooling of children, and use of family planning. The value for
each item takes zero if the decision making is done by spouse, one if the decision making is done by the couple, and two if decision making is
done by the respondent. Index 1 is the equally-weighted mean of an individual's responses across the nine decision categories; index 2 is the
first factor of an individual's responses across the nine categories. The factor index (2) is created only for those who have no missing response
to the nine questions on household decision making power, and thus removes all individuals without children. Analytical results throughout do
not change if index 1 is calculated with the same sample restriction as index 2.