Retirement and the Poverty of the Elderly in Portugal



Table 5-1: Low income incidence among persons who retire in the year before
retirement, the retirement year and inflow into low income.

Percentage of persons who retire:

Percentage of persons
who retire that are not
poor in the year before
retirement but become
poor in the retirement
_________
year_________

N

with low income
in the year
before
retirement

with low income
in the retirement
year

All

44,5%

48,3%

20,5%

956

Men

40,6%

44,8%

20,3%

473

Women

48,2%

51,8%

20,8%

483

Under retirement age

36,1%

38,6%

11,7%

321

Over retirement age

48,7%

53,2%

26,1%

635

Owner occupier

44,7%

48,3%

19,5%

723

Social housing

59,0%

63,9%

38,2%

150

Other (renter, etc)

35,3%

40,0%

18,6%

83

Self-employed*

55,0%

61,1%

36,8%

211

Employee (15+hours/week)*

17,9%

25,6%

12,5%

273

Employee (less 15 hours/week)*

60,0%

80,0%

50,0%

5

Unemployed*

50,0%

52,3%

25,6%

86

Other (inactive, unpaid work)*

55,6%

55,9%

19,7%

354

Unknown

61,5%

57,7%

_______30,0%_______

26

* in the year prior to retirement

Source: Authors computations based on ECHP.

31



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